With life insurance, you don’t get a mulligan. You either have it when you die or you don’t. What will you leave for your family? More bills or security? Read More
Hitting that century mark or even living well into our nineties is hard to fathom––so much so, that a lot of us are guilty of just ignoring the “what ifs” of making it that far in life. However, for women, facts show that we ARE living longer and longer. This is great news but living longer may create some pretty severe financial challenges. It’s a smart idea to put a solid long term care plan in place, either by saving for it or through long term care insurance planning … the sooner, the better. Read More
Have you considered who is going to take care of you in your later years? Do you deem the child who can’t even put on matching socks qualified? You may require professional care – especially if your condition requires serious medical attention. Long term care is a growing business, and the earlier you invest –the better! According to the National Center for Policy Analysis, a nonpartisan Dallas-based public policy advocacy organization, more than half of all people who enter nursing homes spend between $65,700 and $328,500 per year. Most experts agree that buying LTC insurance before you turn 60 is a wise decision.
Monday, March 12th, 2012 and is filed under Uncategorized
Did you know that most insurance companies thrive on your laziness? While you live your life feeling protected knowing that you are insured on multiple levels, the insurance companies are living large. It is a good idea to review your policy to ensure that you are not overpaying and to see if you qualify for deductions (ie, a security system on your home, or even one on your car can get you a discount). If you are able to shave off $60/month – that equates to $720 year. Also, with so many insurance companies out there, you can shop around for a more competitive rate with the same amount of coverage.
Monday, January 23rd, 2012 and is filed under Uncategorized
Bentley’s run about $200,000. There’s a slim chance you may hit one, but if you did, would you be covered? Read More
Tuesday, September 20th, 2011 and is filed under Investing for Women - Did You Know?
More than 70% of nursing home residents are women yet only 14% have a long-term-care insurance plan.
To learn more about whether a long term care insurance plan makes sense for you, please contact us to set up a free consultation.